@Derelict:
Internal LAN is a /16, so something like 10.123.0.0/16, default (LAN) DHCP pool is 10.123.100.0/24 (which can talk to everything else, say, 10.123.1.x just fine), and the OpenVPN pool is 10.123.200.0/24. Once I'm properly off-site where I can test I'll re-check the VPN clients are getting the default gateway.
Yeah you need to set your OpenVPN pool/tunnel network to something OUTSIDE your LAN subnet to have any prayer of being able to route to it. Or, more accurately, to have a prayer of anything on LAN being able to route back.
(Sorry for the delay in replying.) That was the key, once I changed the OpenVPN pool to not be a sub-set of the LAN, all is well. There was a bit of a red herring in testing as the main target I was using is an L3 switch that (understandably) doesn't allow management traffic from a different subnet.
Thanks again, and next time I have a question I'll try and get second set of eyes sanity check first.