@stephenw10 This was what i was going to respond to you with in my 2 cents comment but i let it go.
The redmine is spot on. If you are doing a Multi-WAN set up than as part of the configuration you should, explicitly, enable gateway actions because thats the whole point. Otherwise, keep the gateway action disabled.
The RRD graphs are very valuable so i would keep the monitoring enabled for sure.
Thanks again for your help. I think you're 10/10 with my issues now? 😊