I finally solved this problem - so thought I'd update this topic just in case it helps someone else !
The unstable WAN MTU problem persisted through a number of pfSense upgrades, and was still an issue on version 2.7.2-RELEASE.
The thing that fixed it was to install the Realtek drivers using -
pkg install -y realtek-re-kmodwhich installed -
realtek-re-kmod-198.00_3 Kernel driver for Realtek PCIe Ethernet Controllersand then setting the WAN MTU to 1508 (including +8 bytes for PPP overhead).
After a day of experimenting, the system seems stable, and the WAN interface MTU is 1500