My RRD WAN quality was showing 100% loss I guess because my DSL modem is doing the PPPoE and it is on 192.168.0.1
PFsense couldn't see the ISP gateway. So using this info here I was able to add the gateway the modem uses to my config.xml and now my RRD quality shows as it should. Guess it would have been simpler to put the modem in bridge mode and not have to do this. But I learned something! ;)