It's completely relevant. The use of load balancing or failover for Multi-WAN is governed by firewall rules. Traffic doesn't pass "through" the load balancer in the way you imply. It also doesn't adjust itself based on traffic load.
You just need multiple Gateway Groups, one for LB, and one that prefers each WAN.
Then use firewall rules like so:
pass from (lan subnet) to stuff_for_wan1 using the PreferWAN1 gateway group
pass from (lan subnet) to stuff_for_wan2 using the PreferWAN2 gateway group
pass from (lan subnet) to any using the LoadBalance gateway group
The bandwidth of a client connection has nothing to do with how it's balanced between WANs. Balancing happens in a pure round-robin manner, adjusted by the weighting configured for a gatway, on a per-connection basis. It can't tell the difference between a download and a web page load, it would just send them out whatever WAN was due to be used at the time.
If you have the default weights configured, and everything load balanced, you'd see something like this:
Connection 1 -> WAN1
Connection 2 -> WAN2
Connection 3 -> WAN1
Connection 4 -> WAN2
Connection 5 -> WAN1
Connection 6 -> WAN2