@johnpoz: I have a 75/75 for $90/mo, and I just measured 65/72. When the “pandemic” started they took speed caps off for all customers without charging any extra, until the 2020 spring semester ended and did that again starting in the late fall. I saw speeds in the 400s both up and down. Alas, they are back to normal.
Where it would matter would be, if I had the desire to achieve LAN-like speeds between sites, for file server access. I don’t really have such applications. I do do cloud backups, but those are bottlenecked at the server end, anyway.
Should the need for higher throughput arise, I would love to be able to borrow an SG-2100 or SG-3100 to see, whether those would improve it. Not sure, whether Netgate could accommodate that.